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5 Unexpected Sources of Retirement Income | Smart Change: Personal Finance

(Selena Maranjian) Here’s a majority you don’t want to be in: Most people have not saved enough for retirement. According to the 2022 Retirement Confidence Survey, only 33% of workers have saved $250,000 or more for retirement, meaning that 67% have not. (Indeed, 19% have saved less than $1,000.) If you’re way behind in your …

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3 Surprising Ways You Could Lose Some Social Security Benefits Personal-finance

(Christy Bieber) If you’re like most people, you’ll count on Social Security as an important income source in retirement — especially since these benefits last throughout your lifetime. That’s why it’s important to understand what circumstances could result in losing some of them. Here are three situations when you could end up with less money …

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4 Non-Investment Questions to Ask an Advisor Before Retiring | Personal-finance

Kate Ashford, CSA® The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Using a financial advisor for your investment needs is 100% on brand, but what about …

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1 Big Reason for You to Choose Traditional Over Roth Retirement Accounts | Smart Change: Personal Finance

(Adam Levy) There are lots of facets to consider when deciding whether to contribute to a traditional or Roth retirement account. The truth is that you’ll never be 100% certain you made an optimal choice for yourself. A decision you make today can and should alter how you manage your accounts later, in retirement, but …

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Is Claiming Social Security at 62 Really a Smart Move Right Now? | Personal-finance

(Katie Brockman) Determining when to start claiming Social Security is a big decision, as it will affect your monthly income for the rest of your retirement. The earliest you can file for benefits is age 62, but doing so will result in a reduction of 30% in your monthly benefits. This reduction is permanent, too, …

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Investing Is Crucial To Retiring Rich. Here’s why. | Smart Change: Personal Finance

(Adam Levy) Everyone wants to have a comfortable retirement without worrying about having enough money to cover their regular expenses, and enough left over to fund hobbies and a few vacations. But some of those same money anxieties can stop you from investing for retirement. Here’s the thing, though. Investing is crucial to retiring rich. …

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Metros with the most energy-efficient buildings Personal-finance

The overwhelming majority of scientists agree that the world is facing a climate change crisis. Americans are deeply divided—largely along partisan political lines. They disagree about how impactful they believe climate change effects will be and what to do about it. But one area where there’s more agreement is green construction, where tax breaks meet …

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4 Non-Investment Questions to Ask an Advisor Before Retiring | Personal-finance

Kate Ashford, CSA® The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Using a financial advisor for your investment needs is 100% on brand, but what about …

4 Non-Investment Questions to Ask an Advisor Before Retiring | Personal-finance Read More »